During tax time I always remember my dad telling me “You cannot beat the system, but you can win at the game. The game is to keep more of YOUR money in YOUR pocket.” The game is to keep more of YOUR money in YOUR pocket.”
At this time of year, while going through all my financial information, I get my budget and bills then review them closely to see where I can save money. Here are some of the things I have done.
Save on television
Last year, I got rid of cable, got a Roku then started streaming along with my digital TV antenna and my Tivo. I enjoy all my shows, and it saves over $100 a month. It does take a little getting used to because you really do have so much to choose from. Having the Roku box and the Tivo searching for shows has become much easier than it was in the past.
Save on telephone
A few years ago, I got rid of my regular landline and have a Magic Jack Plus. I need a local landline number, and this is a wonderful way to save lots of money. Magic jack provides voicemail, caller ID, call waiting, call forwarding, Your own phone number, unlimited free calling within the US and Canada. My next door neighbor added to my thrifty idea and has family out of the country, she purchased a magic jack with the local number in Houston then sent it to her family overseas. Now they use that phone line when calling one another and there are no more long distance calls over that big pond.
Saving my identity
Saving money also means protecting your identity. Passwords must vary between accounts and you must change them frequently. I use RoboForm which has been considered the best password manager for years. It has the capability to store an incredible amount of data — anything from addresses, credit card numbers to your contacts details in your personal address book. You can also have different identities like Personal You and Professional You. It is compatible with iPhones and iPads whereas many password management software systems are not. I have been a victim of hackers and identity theft so the extra layers of security RoboForm has is very important to me. The plan I like best is the Get Everywhere because you are not limited and is just more flexible with my lifestyle.
Please remember if you do not have wifi and high-speed Internet, neither of these options would be good for you. I truly think the money that you save just changing these two little things can pay for the wifi and high-speed Internet being put in your home. Please also have a basic understanding of your home network as there will be times a reboot your modem and router will be needed to clear up problems. Since these work over your Internet be aware if you lose power or your Internet connection, you will also lose your streaming and phone capability. But for me, I usually use my cell phone and at this price the little inconvenience is worth the savings.
Tasher, an experienced businesswoman, FoundedDivorced and Scared No More.comin November 2012. It quickly received a worldwide following. Her website has over 20 regular contributors who, like Tasher, share because they have “been there and done that” and understand how it FEELS. This is a shining example of how people have taken the lemons they were given and turned them into a Zesty Lemon Sorbet. Her quest to help others forgive the past and rejoice in their new life did not stop with the website.
Tasher is a regular contributor at HopeAfterDivorce.org, FamilyShare.com,Cupid’s Pulse,LAFamily, Orange County Register,The Good Men Project,Single Sassy Mom (dot) com, Guest Co-Host onSingle Again Now Whatand does guest appearances onDeveloping a New YOU. She is also involved with theTough Angels Organizations Rings of Hope Project. Tasher is single and a mother of three adult children and a proud Grammy to three grandchildren. She lives in Houston, TX with her daughter, two grandchildren, two dogs, two cats, two fish and a bunny. You can follow Tasher on FBDivorced and Scared NO More and Twitter @Divorced_Scared